by Debra Ross
All good parents want their kids to grow up healthy, happy, independent, and prosperous. At the same time, we hear the phrase "Too bad kids don't come with instructions" so often in our culture that it sometimes becomes an excuse for not thinking, not planning, not figuring out the methods that provide proper guidance. But relying completely on the seat of your pants to govern how you raise your kids won't cut it, especially for the prosperity part of the equation. Prosperity doesn't happen by luck, or chance. It comes from work and wisdom.
I write often about helping kids achieve the habit of living consciously. In this case, it's an easy equation: The earlier that your kids learn to work hard and apply deliberate, proven, sober strategies for managing money, the more pitfalls they'll avoid and the more financially secure they'll be. They'll have an easier life.
But Deb, you protest. I don't know how to teach them. I don't have a conscious financial plan myself; so how can I possibly help my kids develop the habits I don't have?
Enter Dave Ramsey and Rachel Cruze's new book Smart Money Smart Kids: Raising the Next Generation to Win with Money. Today is its official publication date.
KidsOutAndAbout has a detailed review of Smart Money Smart Kids on its web site… everything you need to know about the book to decide if it’s right for you, plus a link to be able to read two chapters for free. Click here to read it.